Buying A Home
Buying a home is one of the biggest financial decisions you'll ever make. As a trusted mortgage broker, I am here to guide you through every step of the home buying process and help you achieve your dream of homeownership.
I understand that every client has unique needs and financial goals. That's why I offer a variety of mortgage options tailored to your specific situation. From first-time homebuyers to seasoned investors, I have the expertise to find the right mortgage solution for you.
Home Buyer Checklist
1) Budget: Determine your budget and stick to it. This will help you avoid overspending and keep your search focused on homes you can afford.
2) Mortgage Pre-Approval: Get pre-approved for a mortgage before you start shopping. This will give you an idea of how much you can afford to spend on a home and make your offer more attractive to sellers.
3) Location: Determine the location you want to buy in. Consider factors such as proximity to work, schools, public transportation, and amenities.
4) Type of Home: Decide on the type of home you want, such as a single-family home, condo, townhome, or multi-family home.
5) Size and Layout: Determine the size and layout of the home that will meet your needs. Consider factors such as the number of bedrooms, bathrooms, and living spaces.
6) Condition of Home: Consider the condition of the home you are interested in. Do you want a fixer-upper, or do you prefer a move-in-ready home?
7) Home Inspection: Have a professional home inspection done before you buy. This will help you identify any issues with the property that may affect your decision to buy.
8) Homeowners Association: Determine if the property is part of a homeowners association and review the HOA rules and fees.
5) Size and Layout: Determine the size and layout of the home that will meet your needs. Consider factors such as the number of bedrooms, bathrooms, and living spaces.
6) Condition of Home: Consider the condition of the home you are interested in. Do you want a fixer-upper, or do you prefer a move-in-ready home?
7) Home Inspection: Have a professional home inspection done before you buy. This will help you identify any issues with the property that may affect your decision to buy.
8) Homeowners Association: Determine if the property is part of a homeowners association and review the HOA rules and fees.
9) Property Taxes: Review the property taxes for the home you are interested in and factor them into your budget.
10) Closing Costs: Factor in closing costs, which can include attorney fees, appraisal fees, and title insurance.
11) Homeowners Insurance: Determine the cost of homeowners insurance for the property you are interested in.
12) Moving Expenses: Consider the cost of moving and factor it into your budget.
See What Clients Are Saying!
“Ryan made the entire mortgage process so smooth. He explained every step clearly and always made time to answer our questions. We felt supported from start to finish.”
“Working with Ryan was fantastic. His communication, attention to detail, and knowledge of loan programs gave us total confidence throughout our homebuying journey.”
“Ryan truly went above and beyond. He helped us understand all our options and guided us toward the loan that made the most sense for our situation. Highly recommended.”
“As first-time buyers, we were nervous — but Ryan made everything simple. He was patient, professional, and incredibly responsive. We couldn’t have asked for a better experience.”
“Ryan delivered a level of service you don’t see often. His updates, transparency, and commitment to keeping things on track made our refinance fast and stress-free.”
“From start to closing, Ryan treated us like a priority. He made sure we felt informed, prepared, and confident at every milestone. We’d gladly work with him again.”
Copyright ©2021 | The Ryan Dato Team
Licensed to Do Business in GA
This is not an offer to enter into an agreement. Not all customers will qualify. Information, rates and programs are subject to change without notice. All products are subject to credit and property approval. Other restrictions and limitations may apply. Copyright © 2021 | Barrett Financial Group
Corporate | NMLS ID NMLS: 181106
Corporate Address : 2701 East Insight Way, Suite 150 Chandler, AZ 85286
Corporate NMLS NMLS: 181106 | Company Website: https://www.barrettfinancial.com
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Copyright ©2021 The Ryan Dato Team | NMLS# 2065308
Licensed to do business in
This is not an offer to enter into an agreement. This is not a commitment to make a loan. Not all customers will qualify. Information, rates and programs are subject to change without prior notice. All products are subject to credit and property approval. All approvals are subject to underwriting guidelines. Not all products are available in all states or for all dollar amounts. Other restrictions and limitations may apply. VA loans subject to individual VA Entitlement amounts and eligibility, qualifying factors such as income and credit standards, and property limits. NEXA Mortgage, LLC is not affiliated with any government agencies. These materials are not from VA, HUD or FHA, and were not approved by VA, HUD or FHA, or any other government agency.
Copyright © 2020 Barrett Financial Group NMLS: 181106. 2701 East Insight Way, Suite 150 Chandler, AZ 85286, (480) 459-4500.
https://www.barrettfinancial.com Barrett Financial Group is an Equal Housing Lender. All rights reserved.
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