VA Home Loans
VA loans are a type of mortgage that is available to veterans, active-duty military members, and eligible surviving spouses. These loans are guaranteed by the Department of Veterans Affairs (VA), which means lenders are protected in case the borrower defaults on the loan. VA loans typically offer more favorable terms and interest rates than conventional loans and do not require a down payment.
In addition, VA loans do not require mortgage insurance, which can save borrowers money on their monthly payments. VA loans have flexible credit requirements, which can help borrowers with less-than-perfect credit still qualify for a mortgage. Overall, VA loans provide a valuable benefit to those who have served our country and can make it easier for them to achieve the dream of homeownership.
VA Loan Characteristics
1) VA loans are available to eligible veterans, active-duty military members, and eligible surviving spouses.
2) These loans are guaranteed by the Department of Veterans Affairs, which means lenders are protected in case the borrower defaults on the loan
3) VA loans do not require a down payment, which can make it easier for borrowers to purchase a home
4) VA loans typically offer more favorable terms and interest rates compared to conventional loans
5) VA loans do not require mortgage insurance, which can save borrowers money on their monthly payments
6) VA loans have flexible credit requirements, which can help borrowers with less-than-perfect credit still qualify for a mortgage
7) VA loans can be used to purchase a variety of property types, including single-family homes, multi-unit properties, and condominiums
8) VA loans allow for options for refinancing, including streamline refinancing and cash-out refinancing, which can help borrowers lower their monthly mortgage payments or access equity in their home.
5) VA loans do not require mortgage insurance, which can save borrowers money on their monthly payments
6) VA loans have flexible credit requirements, which can help borrowers with less-than-perfect credit still qualify for a mortgage
7) VA loans can be used to purchase a variety of property types, including single-family homes, multi-unit properties, and condominiums
8) VA loans allow for options for refinancing, including streamline refinancing and cash-out refinancing, which can help borrowers lower their monthly mortgage payments or access equity in their home.
See What Clients Are Saying!
“Ryan made the entire mortgage process so smooth. He explained every step clearly and always made time to answer our questions. We felt supported from start to finish.”
“Working with Ryan was fantastic. His communication, attention to detail, and knowledge of loan programs gave us total confidence throughout our homebuying journey.”
“Ryan truly went above and beyond. He helped us understand all our options and guided us toward the loan that made the most sense for our situation. Highly recommended.”
“As first-time buyers, we were nervous — but Ryan made everything simple. He was patient, professional, and incredibly responsive. We couldn’t have asked for a better experience.”
“Ryan delivered a level of service you don’t see often. His updates, transparency, and commitment to keeping things on track made our refinance fast and stress-free.”
“From start to closing, Ryan treated us like a priority. He made sure we felt informed, prepared, and confident at every milestone. We’d gladly work with him again.”
Copyright ©2021 | The Ryan Dato Team
Licensed to Do Business in GA
This is not an offer to enter into an agreement. Not all customers will qualify. Information, rates and programs are subject to change without notice. All products are subject to credit and property approval. Other restrictions and limitations may apply. Copyright © 2021 | Barrett Financial Group
Corporate | NMLS ID NMLS: 181106
Corporate Address : 2701 East Insight Way, Suite 150 Chandler, AZ 85286
Corporate NMLS NMLS: 181106 | Company Website: https://www.barrettfinancial.com
Innovation
Fresh, creative solutions.
Integrity
Honesty and transparency.
Excellence
Top-notch services.
Navigation
Contact
Social Media
Copyright ©2021 The Ryan Dato Team | NMLS# 2065308
Licensed to do business in
This is not an offer to enter into an agreement. This is not a commitment to make a loan. Not all customers will qualify. Information, rates and programs are subject to change without prior notice. All products are subject to credit and property approval. All approvals are subject to underwriting guidelines. Not all products are available in all states or for all dollar amounts. Other restrictions and limitations may apply. VA loans subject to individual VA Entitlement amounts and eligibility, qualifying factors such as income and credit standards, and property limits. NEXA Mortgage, LLC is not affiliated with any government agencies. These materials are not from VA, HUD or FHA, and were not approved by VA, HUD or FHA, or any other government agency.
Copyright © 2020 Barrett Financial Group NMLS: 181106. 2701 East Insight Way, Suite 150 Chandler, AZ 85286, (480) 459-4500.
https://www.barrettfinancial.com Barrett Financial Group is an Equal Housing Lender. All rights reserved.
NMLS Consumer Access Portal